SARL, umbrella or self-employed: which to choose?
Three structures to work in Morocco, three different logics. This comparison helps you decide based on revenue, clients and ambitions.
| Criteria | Self-employed | Umbrella company | SARL |
|---|---|---|---|
| Revenue cap | 200k / 500k MAD/year | None | None |
| Setup | Fast, online | 1–2 weeks | Several weeks |
| Social protection | Self-employed CNSS | Full employee CNSS | Manager + employees |
| Foreign clients | Possible | Ideal | Possible |
| Accounting | Minimal | Managed by WEEPO | Full obligation |
| Structure cost | Low | Management fees | Accountant + charges |
How to choose between SARL, umbrella, and self-employed
Start as self-employed if you are testing the market under the cap. Move to umbrella when approaching the cap, working with foreign clients, or wanting employee-level social protection.
SARL fits when you are building a durable activity with partners, need share capital, or require a distinct legal entity.
Frequently asked questions
SARL or umbrella company: which to choose?
Umbrella is faster to set up and requires no company accounting. SARL offers a corporate structure for long-term projects.
Can I switch from self-employed to umbrella without incorporating?
Yes — umbrella is the most direct alternative without SARL registration.
Is SARL mandatory after exceeding the cap?
No — umbrella company lets you continue without incorporating.
Ready to move forward with WEEPO?
An advisor will call you back about umbrella company, self-employment or EOR in Morocco.